Does Your House Have A Clear Title?
CertifiedTitleResearch offers:
- Full abstracted title searches.
- Documentation to aid in closing of equity and home improvement loans.
- Clear, accurate reports with the property’s history.
Deed Report
Starting at $75
- Covers current ownership information.
- Property Address
- Legal Description
- Vesting Information
- Certified Report in 48 business hours.
Property Report
Starting at $125
- Covers current ownership information.
- Property Address
- Legal Description
- Vesting Information
- Liens and Judgments
- Certified Report in 48 business hours.
Full Title Search
Starting at $200
- Covers current and previous ownership information.
- Property Address
- Legal Description
- Vesting Information
- Liens & Judgments
- Full Property History
- Report in as little as 48 hours.
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What is a Title Search?
A Title Search provides an overview and history on a piece of real estate which includes mortgage liens, and all non-voluntary liens such as tax liens, contractor liens, etc. The report will give you a full chain of events of the property and will give you a better understanding on the current status of the property. Doing a Title Search does not involve visiting the property, or notifying the owner or occupants.
Why order a Title Search?
If you are looking to purchase a piece of real estate for investment purposes or as a homestead, a Title Search will help you understand the ownership of the property before you make an offer. It can also give you valuable information to help with negotiations. Sometimes you may need a title search as part of an event such as divorce or estate planning.
Why should I use a professional to do the Title Search?
Every county office records the information differently and pulling the right documents can be time consuming and tricky. Having a professional perform the title search for you will ensure all relevant documents are collected during the search.
Is the property owner notified of the Title Search?
No. CertifiedREI's Title Searches do not require us to visit the property or to notify the current owner or tenant of the search. And, county offices do not normally make notice of searches either.
If You Own A Home
Tax assessors, stores that have sold you major appliances, contractors, or maybe people and institutions that have loaned you money or provided services file liens all the time. Confirm that your home is free from any liens or judgments and also confirm that liens have not been filed against you in error.
If You Are Selling A Home
A Title Search will show you if any encumbrances will need to be satisfied at closing. It would also help you know what the sales price needs to be to clear the liens and maximize the equity you would receive at closing, before you sign a contract and commit to a specific sales price.
If You Are Buying A Home
It is beneficial to know how much the seller owed on the home. This information could help your position during selling price negotiations. It also might alert you to possible problems due to excessive liens on the property.